Shop & Retail Insurance
Tailored shop insurance policies
Our retail shop insurance policies are tailored for a wide range of businesses, from florists to salons, fashion retailers through to grocers and corner shops.
Insurance for shops and retail establishments
For any retail outlet that deals with the general public, insurance is a legal necessity. Furthermore, a comprehensive insurance policy protects your business against unforeseen circumstances, giving peace of mind that the company is protected.
At Arkwright, we have access to a wide range of insurers, which means that we can offer a broad and flexible range of retail shop insurance products to accommodate the requirements of all types of retail businesses. Insurance for a shop must incorporate a range of policies to cover various aspects of the trade and this differs from business to business. For this reason, we prefer to speak directly to our customers in order to construct bespoke commercial shop insurance packages that are best suited to their businesses needs and to offer the best possible value for money.
If you are a retailer who owns a shop, a take away or any self-owned businesses it is necessary to have your legal aspects sorted out to benefit completely from your business. The importance would be placed on choosing the correct insurance that suits you and your business. This would highly be efficient in regard to running a productive and efficient business.
What should you consider when you choose a shop policy in the UK?
- Damage cost evaluation if someone is injured within your premises, maybe a customer or bystander
- Employers’ liability insurance that safeguards and protects employers who are injured during the work time and while at the shop.
- To protect your shop from losses caused by robbery and fraud and dishonest activities from employees
Insurance policies typically include:
Employers’, Public and Products Liability Insurance
Buildings Insurance including: outbuildings, walls, gates and fences
Contents Insurance including: fixtures & fittings, machines & equipment and decorations
Trade Stock, including: goods in trust, work in progress and finished goods
Goods in Transit Insurance
Money held on premises
Business Interruption
Personal Injury by assault